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Commercial Checking

PLANT CULTIVATE BLOSSOM PROSPER
Minimum to open $100.00 $1,000.00 Business Money Market
$ 20,000.00
$75,000.00
Royal Debit MasterCard Yes Yes Yes Yes
Check ordering Free introductory check package that includes checks, deposit tickets and endorsement stamp Free introductory check package that includes checks, deposit tickets and endorsement stamp Free introductory check package that includes checks, deposit tickets and endorsement stamp Free introductory check package that includes checks, deposit tickets and endorsement stamp
Minimum daily balance None $10,000.00 $20,000.00 $75,000.00
Monthly service charge None $10.00 when minimum balance requirement is not met $10.00 when minimum balance requirement is not met $10.00 when minimum balance requirement is not met
Interest earning No No Yes No
Free Cash Management Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes Yes
Free Royal Line Automated Telephone Banking Yes Yes Yes Yes
Special 200 free transactions a month 500 free transactions a month Account Subject to Regulation D  

Plant

  • Minimum to open $100.00
  • FREE introductory check package that includes checks, deposit tickets and endorsement stamp
  • 200 free transactions a month
  • No monthly service charge
  • No minimum balances
  • Royal Debit MasterCard
  • One FREE waiver of an overdraft/ non-sufficient funds fee per year
  • FREE Cash Management
  • FREE 24/7/365 access to RoyalLine automated telephone banking
  • FREE online bill pay
  • FREE access to Royal Bank Personal Banker

Cultivate

  • Minimum to open $1,000.00
  • FREE introductory check package that includes checks, deposit tickets and endorsement stamp
  • 500 free transactions a month
  • $10,000.00 minimum balance to avoid a monthly service charge of $10.00
  • Royal Bank Debit MasterCard
  • FREE Cash Management
  • FREE 24/7/365 access to RoyalLine automated telephone banking
  • FREE funds transfers between accounts ( subject to Regulation D on Money Market accounts)
  • FREE access to a designated Royal Business Banking Professional

Blossom

Business Money Market

  • Minimum to open $1,000.00
  • $1,000.00 minimum balance to avoid a monthly service charge of $10.00
  • Monthly statement
  • Variable interest paid monthly on balances of $1.00 or more
  • FREE Royal Checks for the first year the account is open
  • FREE Online banking
  • FREE 24/7/365 access to RoyalLine automated telephone banking
  • FREE notary services
  • FREE funds transfers between accounts (subject to Regulation D on Money Market accounts)
  • FREE access to a designated Royal Business Banking Professional

Prosper

  • Minimum to open $75,000.00
  • FREE introductory check package that includes checks, deposit tickets and endorsement stamp
  • Unlimited check writing
  • No monthly service charges
  • $75,000.00 minimum balance to avoid a monthly service charge of $10.00
  • Royal Bank Debit MasterCard
  • FREE Cash Management
  • FREE 24/7/365 access to RoyalLine automated telephone banking
  • FREE telephone banking
  • FREE notary services
  • FREE funds transfers between accounts (subject to Regulation D on Money Market accounts)
  • FREE access to a designated Royal Business Banking Professional
Address: 9226 S Commercial Ave. Chicago IL 60617 Phone: 773-768-4800