Royal Bank
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Checking

  PLANT CULTIVATE BLOSSOM PROSPER
Minimum to open $50.00 $100.00 $200.00 $100.00
Royal Debit MasterCard Yes Yes Yes Yes
Check Ordering Price varies by style and quantity Price varies by style and quantity Price varies by style and quantity Price varies by style and quantity  
Minimum Daily Balance None $500.00 $1,000.00 None
Monthly Service Charge None $10.00 when minimum balance requirement is not met $10.00 when minimum balance requirement is not met None
Interest No Variable Variable No
FREE Online Banking Yes Yes Yes Yes
FREE Online Bill Pay Yes Yes Yes Yes
FREE RoyalLine Automated Telephone Banking Yes Yes Yes Yes
Special One FREE Overdraft/ NSF fee waiver per year Unlimited check writing Earns interest on balances of $1.00 or more FREE Travelers Checks

Plant

  • Minimum to open $50.00 
  • Unlimited check writing
  • No monthly service charge
  • No minimum balance
  • Royal Bank Debit MasterCard
  • One FREE waiver of an overdraft/non-sufficient funds fee per year
  • FREE online banking and bill pay 
  • FREE access to RoyalLine automated telephone banking
  • FREE access to Royal Bank Personal Banker

Cultivate

  • Minimum to open $100.00
  • Unlimited check writing
  • $500.00 minimum balance to avoid a monthly service charge of $10.00
  • Variable interest paid monthly on balances of $1.00 or more
  • Royal Bank Debit MasterCard
  • FREE online banking and bill pay
  • FREE access to RoyalLine automated telephone banking
  • FREE funds transfers between accounts (subject to Regulation D on Money Market accounts)
  • Download financial information into software like Microsoft Money or Quicken
  • FREE access to Royal Bank Personal Banker

Blossom

  • Minimum to open $200.00
  • $1,000.00 minimum balance to avoid a monthly service charge of $10.00
  • Variable interest paid monthly on balances of $1.00 or more
  • Unlimited check writing
  • Royal Bank Debit MasterCard 
  • FREE online banking and bill pay
  • FREE access to RoyalLine automated telephone banking
  • FREE notary services
  • FREE funds transfers between accounts (subject to Regulation D on Money Market accounts)
  • Designated Royal Bank Branch Manager

Prosper

  • Minimum to open $100.00
  • Unlimited check writing
  • No monthly service charge
  • No minimum balance requirements
  • Royal Bank Debit MasterCard
  • FREE online banking and bill pay
  • FREE access to RoyalLine automated telephone banking
  • FREE travelers checks
  • FREE notary services
  • FREE funds transfers between accounts (subject to Regulation D on Money Market accounts)
  • Designated Royal Bank Branch Manager
Address: 9226 S Commercial Ave. Chicago IL 60617 Phone: 773-768-4800