Checking
| PLANT | CULTIVATE | BLOSSOM | PROSPER | |
| Minimum to open | $50.00 | $100.00 | $200.00 | $100.00 |
| Royal Debit MasterCard | Yes | Yes | Yes | Yes |
| Check ordering | First order of Royal Checks Free | First order of Royal Checks Free | Free Royal Checks for the first year the account is open | Free Royal Checks for the life of the account |
| Minimum daily balance | None | $500.00 | $1,00.00 | None |
| Monthly service charge | None | $10.00 when minimum balance requirement is not met | $10.00 when minimum balance requirement is not met | None |
| Interest earning | No | Variable | Variable | No |
| Free Online Banking | Yes | Yes | Yes | Yes |
| Free Online Bill Pay | Yes | Yes | Yes | Yes |
| Free Royal Line Automated Telephone Banking | Yes | Yes | Yes | Yes |
| Special | One free Overdraft/ NSF fee waiver per year | Unlimited check writing | Earns interest on balances of $1.00 or more | Free Travelers Checks |
Plant
- Minimum to open $50.00
- Free Royal checks on first order
- Unlimited check writing
- No monthly service charge
- No minimum balances
- Royal Debit MasterCard
- One FREE waiver of an overdraft/ non-sufficient funds fee per year
- FREE online banking
- FREE 24/7/365 access to RoyalLine automated telephone banking
- FREE online bill pay
- FREE access to Royal Bank Personal Banker
Cultivate
- Minimum to open $100.00
- FREE Royal Checks on your first order
- Unlimited check writing
- $500.00 minimum balance to avoid a monthly service charge of $10.00
- Variable interest paid monthly on balances of $1.00 or more
- Royal Bank Debit MasterCard
- FREE online banking and bill pay
- FREE 24/7/365 access to RoyalLine automated telephone banking
- FREE funds transfers between accounts ( subject to Regulation D on Money Market accounts)
- Download financial information into software like Microsoft Money or Quicken
- FREE access to Royal Bank Personal Banker
Blossom
- Minimum to open $200.00
- $1,000.00 minimum balance to avoid a monthly service charge of $10.00
- Monthly statement
- Variable interest paid monthly on balances of $1.00 or more
- Unlimited check writing
- Royal Bank Debit MasterCard
- FREE Royal Checks for the first year the account is open
- FREE Online Bill banking and Bill pay
- FREE 24/7/365 access to RoyalLine automated telephone banking
- FREE notary services
- FREE funds transfers between accounts (subject to Regulation D on Money Market accounts)
- Designated Royal Bank Branch Manager
Prosper
- Minimum to open $100.00
- FREE Royal checks for life
- Unlimited check writing
- No monthly service charges
- No minimum balance requirements
- Royal Bank Debit MasterCard
- FREE online banking and bill pay
- FREE 24/7/365 access to RoyalLine automated telephone banking
- FREE telephone banking
- FREE travelers checks
- FREE notary services
- FREE funds transfers between accounts (subject to Regulation D on Money Market accounts)
- Designated Royal Bank Branch Manager
Phone: 773-768-4800
