Fee Schedule

ATM / Debit Card Services

• ATM / Debit MasterCard at account opening.......................FREE
• ATM/ Debit Card replacement (customer request)................$15.00
• Balance inquiry, cash withdrawal, or funds transfer:
  • At any ATM.........................................................FREE
• Deposit made at any ATM..............................................FREE

  Some of the above services may not be available at all ATM's. An additional fee may be charged by the financial institution that owns or operates an ATM.

RoyalLine automated telephone banking- 866-722-9189

• 24/7/365 access to the automated banking system..................FREE

Online Banking

• Online banking..............................................................FREE
• Online Bill Pay...............................................................FREE
• Online transfers from qualified accounts................................FREE

Common Features

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

• Account activity printout..................................................$5.00
• Account balancing assistance (per hour)...............................$25.00
• Account inquiry (non-automated, per inquiry
  balance, check information, etc..............$1.00
• Account research (per hour).............................................$25.00
• Check printing..............................................................(price varies per style and quantity)
• Coin counting, loose (customers only)...................................$1.00 per $100.00
• Collection Item..............................................................$30.00
• Continuous overdraft fee after three days.............................$5.00
• Counter/temporary check (per check)...................................$2.00
• Deposit verification.........................................................$15.00
• Dormant account (monthly)...............................................$6.00

  An account is considered dormant if for 12months no withdrawals or Deposits, other than credited interest, have been made to the account.

• Early account closure ( within 180 days of opening)..................$50.00
• Excessive Money Market Account checks paid (per check)...........$10.00
• Excessive Money Market preauthorized, automatic
  Telephone and / or computer transfer (per transfer..................$10.00
• Fax service (per page)....................................................$ 1.00
• Immigration letter..........................................................$15.00
• Incoming wire transfers:
  • Domestic................................................................FREE
  • International...........................................................$20.00
• Incorrect/Invalid TIN (monthly)...........................................$2.00
• Legal document processing (citations, garnishments,
• Liens, subpoenas, tax levies, etc.).......................................$100.00
• Lost passbook replacement................................................$15.00
• Money Order.................................................................$3.00
• Official Check................................................................$3.00
• Non-sufficient funds (per paid item)......................................$35.00
• Non-sufficient funds (per item returned).................................$35.00

  The categories of transaction for which an overdraft fee may be imposed are those by any of the following means: check, in person withdrawal, ATM withdrawal or other electronic means.

• Notary public (customers only)............................................FREE
• Outgoing wire transfers:
  • Domestic................................................................$20.00
  • International...........................................................$40.00
• Photocopy service (per page).............................................$0.25
• Return deposit item (per item)............................................$20.00
• Savings transfer to cover overdraft (automated)......................$2.00
• Special statement cutoff...................................................$2.00
• Statement copy.............................................................$1.00
• Stop payment
  (per check or range of checks, per ACH payment)....................$30.00
• Telephone transfer (non-automated, per transfer)...................$3.00
• Travelers checks............................................................$1.00 per $100.00
• Travelers checks for two...................................................$1.50 per $100.00
• Gift Checks...................................................................$2.50
• 1099 copies...................................................................$1.00