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Rates and Fees

Fee Schedule

ATM / Debit Card Services

ATM/Debit card at account opening FREE             
ATM/Debit card replacement (customer request) $15.00
Balance inquiry, cash withdrawal, or funds transfer at any ATM FREE
Deposit made at any ATM FREE

Some of the above services may not be available at all ATM's. An additional fee may be charged by the financial institution that owns or operates an ATM.

RoyalLine automated telephone banking- 866-722-9189

24/7/365 access to the automated banking system FREE        


Online Banking

Online Banking FREE
Online Bill Pay FREE
Online transfers from qualified accounts FREE
Popmoney-Send Money $0.95
Popmoney-Request Money $5.00




Common Features

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Account activity printout                $3.00
Account balancing assistance (per hour)      $20.00
Account inquiry (non-automated, per inquiry balance, check information, etc. $1.00   
Account research (per hour) $30.00
Checking printing (price varies per style and quantity) varies
Coin counting, loose (customers only) $2.00 per $100.00
Collection item $20.00
Continuous overdraft fee after three days $7.00
Counter/temporary checks (per check) $2.00
Deposit verification $15.00
*Dormancy fee (monthly) $10.00
Early account closure (within 180 days of opening) $50.00
Excessive money market account checks paid (per check) $10.00
Excessive money market preauthorization, automatic telephone  
     and/or computer transfer (per transfer) $10.00
Fax service (per page) $1.00
Immigration letter $15.00
Incoming wire transfers:  
      Domestic FREE
      International $20.00
Incorrect/Invalid TIN (monthly)                                                    $2.00
Legal document processing (citations, garnishments, liens, subpoenas, levies, etc.) $100.00
Lost passbook replacement $15.00
Money Order $3.00
Official Check $5.00
**Non-sufficient funds (per paid item) $35.00
**Non-sufficient funds (per item returned) $35.00
Notary public (customers only) FREE
Outgoing wire transfers  
      Domestic $20.00
      International $50.00
Photocopy service (per page) $0.25
Return deposit item (per item) $35.00
Savings transfer to cover overdraft (automated) $2.00
Special statement cutoff $2.00
Statement copy $1.00
Stop payment (per check or range of checks, per ACH payment) $30.00
Telephone transfer (non-automated, per transfer) $3.00
Travelers checks $1.00 per 100
Travelers checks for two $1.50 per $100
Gift Checks $2.50
1099 copies $1.00

*An account is considered dormant if for 12 months no withdrawals or Deposits, other than credited interest, have been made to the account.

**The categories of transaction for which an overdraft fee may be imposed are those by any of the following means: check, in person withdrawal, ATM withdrawal or other electronic means.


Address: 9226 S Commercial Ave. Chicago IL 60617 Phone: 773-768-4800