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About Royal

Board of Directors

James A. Fitch, Jr.

Director since August 15, 2007; Chairman of the Board since October 1, 2007. Co-founder, owner and president of Trinity Manufacturing Corporation since 2003; President and CEO of Advance Bank and Advance Bancorp from 1998-2003, President and CEO of South Chicago Bank from 1991-1999; U.S. Army Infantry Officer, 1977-1991.

Leonard Szwajkowski

President and Chief Executive Officer of the Company and Bank since October 4, 2007. Previously, Interim Chief Executive Officer of the Company and the Bank from June 18, 2007 to October 4, 2007, Interim Chief Financial Officer of the Company and the Bank from October 4, 2007 to January 3, 2008, Sr. V.P. / Chief Financial Officer of the Company and the Bank from April 2006 until October 4, 2007, and Sr. V.P. - Finance from February 2006 to April 2006. From May 2003 to February 2006, V.P./ CFO and Director of Sharlen Electric Co. in Chicago; from August 2000 to May 2003, V.P.-Strategic Planning of Advance Bank in Chicago; from April 2000 to August 2000, Financial Consultant- State of Illinois; from May 1979 to April 2000, Sr. V.P. / CFO and Director of East Side Bank and Trust Company in Chicago. Adjunct Professor - St. Xavier University in Chicago, 1999 to present.

Roger L. Hupe

Director. Majority stockholder of Evergreen Sod Farm, Inc., since 1964; Olde-Tyme Supply, Inc., since 1999; Country Supply Inc., since 1975; Liberty Leasing and Equipment Company, Inc., since 1988; Former Chairman of the Board of Directors of Advance Bancorp, Lansing, IL, 2001-2003; Director of Advance Bank S.B. in Lansing, IL, 1991-2003; Director of the former Homewood Federal Savings and Loan Association in Homewood, IL from 1981-1991.

John T. Dempsey

Director. Investment portfolio manager, Barrington Asset Management, Inc., Chicago, Illinois, since 1992.

C. Michael McLaren

Director. President since 2002 of BPS Capital Management, Inc., Bloomington, Minnesota, which specializes in financial institution balance sheet and risk management; bank consultant since 1987.

Philip J. Timyan

Director, Former Independent Managing Member of Riggs Qualified Partners, LLC.

Address: 9226 S Commercial Ave. Chicago IL 60617 Phone: 773-768-4800