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Text Banking

You want answers and you want them fast.  Text Banking is a service that enables you to retrieve information about your Royal Bank accounts from your mobile phone using text messages (SMS). 

To take a tour of Text Message Banking, click here.


How does text message banking work?

When you send a message using your short code 454545 you will receive a text message with the requested information, such as account balances, transaction information, alerts, etc.


How do I sign up for text message banking?

Accessing text message banking is a simple process that will take only a few minutes to complete. 

  1. Sign in to your internet banking account.
  2. Click on the "Additional Services" tab and go to "Alerts and Notifications".
  3. Register the mobile phone number that you want to use for text message banking.  An activation code will soon be texted to your mobile device.
  4. Input your activation code.
  5. Customize your text message banking experience by setting alerts for primary account balances that fall below a minimum amount, as well as payment and deposits that exceed a minimum amount.  You can also set up your accounts to enable transfers from a source account to your primary account.
  6. Once you are registered, you can text the commands below to 454545 for information regarding your Royal Bank accounts.


Available commands for text message banking:

  • BAL - to receive the current and available balances for your primary account.
  • BAL ALL - to receive your active account balances.
  • LAST - to receive information regarding the last five transactions for your primary account.
  • BAL CHK - to receive all of your active checking account balances.
  • BAL SAV - to receive all of your active savings account balances.
  • TRANS (amount) - to transfer an amount from your designated source account to your primary account.  Example: TRANS 100 will transfer $100 from your designated source account to your primary account.
  • HELP - to receive available commands and descriptions regarding text message banking.
  • STOP - to deactivate your text message banking service.


Note - Text Banking is a FREE service from Royal Bank, however text message charges may apply. Please check with your mobile device carrier for more information.

Address: 9226 S Commercial Ave. Chicago IL 60617 Phone: 773-768-4800