Royal Bank
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Rates and Fees

Fee Schedule

ATM / Debit Card Services

ATM/Debit card at account opening FREE             
ATM/Debit card replacement (customer request) $9.95
Balance inquiry, Cash withdrawal, Deposit or funds transfer at any Royal Bank / AllPoint ATM FREE
Balance inquiry, Cash withdrawal, Deposit or funds transfer at a foreign ATM $1.95

Some of the above services may not be available at all ATM's. An additional fee may be charged by the financial institution that owns or operates an ATM.

RoyalLine automated telephone banking- 866-722-9189

24/7/365 access to the automated banking system FREE        


Online Banking

Online Banking, Bill Pay and Mobile Banking FREE
Online transfers (internal and external accounts) FREE
Finance Works, Purchase Rewards FREE
Customizable text alerts (carrier fees may apply) FREE
Same Day Loan Payments FREE
Popmoney-Send Money $0.95
Popmoney-Request Money $5.00
Card Valet- Debit card FREEZE and monitoring FREE







Common Features

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Statement - eStatement FREE
Statement - Paper $1.95
Statement - Paper including check copies $2.95
Statement - Hold (monthly) $9.95
Statement - Duplicate $2.95
Account activity printout                $2.95
Account balancing assistance (per hour)      $29.95
Account inquiry (non-automated, per inquiry balance, check information, etc.) FREE 
Account Research Level I- Banker (per hour / one hour minimum) $24.95
Account Research Level II- Manager (per hour / one hour minimum) $29.95
Account Research Level III- Operations (per hour / one hour minimum $49.95
Checking printing (price varies per style and quantity) varies
Check Cashing- Royal Bank item (non-customer) $2.95
Coin counting-$0.00 - $25.00 FREE
Coin counting- $26.00 - $100.00 $4.95
Coin counting- $101.00 - $500.00 $14.95
Coin counting- Over $500.00 $4.00 per $100.00
Collection item $20.00
Continuous overdraft fee after three days $7.95
Counter/temporary checks (per check) $2.00
Deposit verification $15.00
*Dormancy fee (monthly after 12 months of inactivity) $15.00
Early account closure (within 180 days of opening) $50.00
Excessive pre-authorized withdrawals, online transfers or checks in excess of 6 (Money Market / Savigins $12.95
Fax service (per page) $1.00
Incoming Wire Transfer: Domestic $9.95
Incoming Wire Transfer: International $29.95
Outgoing Wire Transfer: Domestic $24.95
Outgoing Wire Transfer: International $49.95
Wire Transfer Confirmation $4.95
Foreign Check Processing $17.95
Non-sufficient funds (per paid item) $35.00
Non-sufficient funds (per returned item) $35.00
Redeposited item (per item) $4.95
Returned deposit item (per item) $35.00
Stop Payment (per check or range of checks or ACH Payment) $34.95
Lost Passbook replacement $9.95
Savings transfer to cover overdraft (automated) $9.95
Telephone transfer (non-automated, per transfer) $2.95
IRA Transfer (closeout) $39.95
IRA Rollover (closeout) $39.95
Legal Document Processing Level I- Deposit Accounts (Citations, Garnishments, Liens, Subpoenas, Levies, etc.) $150.00
Legal Document Processing Level II- Loan Accounts (Building Code Violations, Bankruptcy Filing, Personal Deficiency Judgements, etc.) $549.95
Travelers Checks $1.75 per $100.00
Travelers Checks for two $2.25 per $100.00
Duplicate 1099 $4.95
Medallion Signature Guarantee $9.95
Notary Public FREE
Photocopy service (per page) $0.25
Gift Cards (non-reloadable) $2.50
Money Order $4.95
Official Check $4.95

*An account is considered dormant if for 12 months no withdrawals or deposits, other than credited interest, have been made to the account.

Fees current as of 5/17/2019



Address: 9226 S Commercial Ave. Chicago IL 60617 Phone: 773-768-4800